The Cuban content creator kurly_la_peque has shared a video on TikTok offering valuable advice for newcomers to the United States, based on her personal experience as an immigrant.
In the video, which has quickly gained popularity, the young Cuban woman living in Kentucky warned about the dangers of getting involved in multilevel marketing schemes, stressing that “the one who ends up getting hurt is you.” She also emphasized the importance of learning about credit and building your own, as it is crucial for purchasing a home in the country.
Another key piece of advice is the necessity of working for oneself and not being financially dependent on another person, as this can leave individuals vulnerable in the event of a breakup. "It's very hard to rely on your partner, and if you break up, you don't know how to drive, use your credit, or handle most things because you were always in someone else's shadow, and that's not good at all," @kurly_la_peque elaborated.
Finally, the young Cuban — who has also offered advice for those working in the housekeeping business — addressed the debate between buying a new or used car. In her case, she strongly recommends purchasing a used vehicle and paying for it in cash to avoid unnecessary debts that could damage credit and hinder financial progress in the United States. “This country offers many opportunities, but if you make a mistake, it will make you pay for it,” she concluded.
The video has received various reactions from her followers. One user commented that they preferred a new car because “those old cars break down very quickly,” while others appreciated the tips, such as a user who stated, “Thank you very much for your advice, I just arrived.” There were also positive comments like “Blessings, friend” and “Thanks, friend, I love your videos.”
These tips add to other reflections that kurly_la_peque has shared with her followers. In fact, last July, she published a similar video with five recommendations for those starting their life in the United States.
Essential Advice for Newcomers to the United States
The following questions and answers provide additional insights and important information for newcomers to the United States, based on the advice shared by kurly_la_peque.
Why is it important to build your own credit in the United States?
Building your own credit is crucial in the United States because it affects your ability to purchase a home, obtain loans, and even secure certain jobs. A good credit history demonstrates financial responsibility.
What are the risks of getting involved in multilevel marketing schemes?
Multilevel marketing schemes often promise high returns but can lead to significant financial losses. They typically require you to recruit others, and the business model often benefits those at the top rather than new participants.
Why does kurly_la_peque recommend buying a used car and paying in cash?
She recommends buying a used car and paying in cash to avoid unnecessary debt and potential damage to your credit. This approach helps newcomers manage their finances more effectively and avoid financial pitfalls.