For many, living in Miami represents a dream; however, turning this dream into reality can pose a significant financial challenge. Those with modest incomes often find themselves needing to meticulously plan and make sacrifices to make ends meet. This is precisely the situation for a young Cuban woman residing in Miami Lakes, who has openly shared how she allocates her earnings to meet her daily expenses.
She pays $1,550 monthly for an apartment in Miami Lakes, along with $85 for internet and an electricity bill ranging from $230 to $280. Her total monthly housing costs exceed $1,800. Nevertheless, since she lives with her sister and brother-in-law, they split the rent, reducing her share to $612 per month. "Miami Lakes is a beautiful, quiet, and clean area. I love living there, but I couldn't afford this rent on my own," she remarks.
Known on TikTok as @lacubanitasoñadora, she revealed that while working at a restaurant, she earned $1,400 monthly. After paying rent, car insurance ($215), phone ($113), and gas ($100), she had little left for food or any luxuries. "That's why I often went without getting my nails done or having nice hair, because living on $1,400 in Miami is just not feasible. It's really tough," she stated.
Although she acknowledges the difficulties of maintaining a life in the city, she now has a second job at a jewelry store, which has improved her situation. "When you see yourself improving, the exhaustion doesn't matter. You feel better. It's the lack of money that brings people down, it happens to everyone," she reflected.
Her words have sparked discussions on social media, drawing both supportive and surprised reactions. Some suggested that expenses should be evenly divided among the three household members, while others highlighted the challenges of surviving on such a tight budget. "In Miami, salaries are extremely low. It's not even enough for basic needs," commented one user. Another added, "From what I calculated, by the time you get to the gas bill, there's no money left for food."
Despite the obstacles, her story sheds light on the reality of living in a city like Miami and how, with sacrifice and careful planning, it is possible to move forward, albeit with some personal compromises in the short term.
Understanding the Financial Challenges of Living in Miami
What is the average cost of living in Miami Lakes?
The average cost of living in Miami Lakes includes rent, utilities, and other expenses, which can easily exceed $1,800 per month depending on lifestyle and household size.
How can people manage their finances in expensive cities like Miami?
To manage finances in expensive cities like Miami, individuals often need to budget carefully, share expenses with roommates or family, and sometimes take on multiple jobs to increase their income.
Why is it hard to live on $1,400 per month in Miami?
Living on $1,400 per month in Miami is challenging due to high rent, utilities, and other necessary expenses that can quickly deplete a modest income, leaving little for other essentials.